I’ve come across some boaters who think they do not need boat insurance… They are boating on the open waters; what could possibly happen? It is kept at a marina year round, supervised daily. If someone slips on your boat, do you have coverage? That is reason enough. Not all boats are covered under your homeowners policy. You can also get coverages that include your hull and personal property. Hull insurance covers the boat and anything permanently attached to it such as sails

The Topic Comprehensive claims. I have touched on this point before but, as I see it come up time after time, I feel it is important to recap. Definition Comp claims are glass, theft, tow, vandalism, fire, falling objects, damage done by an animal, or civil disturbance. The Trouble to figure out which losses are worth reporting. Depending on your deductible, often times a glass or theft claim may not pay much over your deductible. If that is the case, it may be in your bes