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February 11, 2015

   

    When going through a loss, so much is happening, it is easy to lose sight of what measures need to be taken in reporting a claim.

 

    First, you need to analyze the severity and cost of the claim.  I say this because if it is a small claim, one that is...

February 2, 2015

 

My sister is getting MARRIED! They have set a date and they are traveling outside of the state to a beautiful destination spot.  It will be outdoors, with a backup option to take cover if it begins to rain.   We are so excited, we can’t stand it!  She is the first of...

January 29, 2015

 

I’ve come across some boaters who think they do not need boat insurance… They are boating on the open waters; what could possibly happen? It is kept at a marina year round, supervised daily. 

If someone slips on your boat, do you have coverage? That is reason enough. N...

January 6, 2015

The Topic

Comprehensive claims.  I have touched on this point before but, as I see it come up time after time, I feel it is important to recap.

 

Definition

Comp claims are glass, theft, tow, vandalism, fire, falling objects, damage done by an animal, or civil disturbance.

...

December 16, 2014

Happy Holi…Hazards

 

It is beginning to look a lot like Christmas.  The lights are up in the neighborhood, presents nestled under the beautifully decorated trees, and the chimneys are a smokin’.  The scents of pine and cinnamon apple pie are illuminating through our warm...

December 8, 2014

Although Flood insurance is not as fun as the lyrics to Salt N Pepa’s “Let’s Talk About Sex”, it is still a topic that needs to be discussed.  Here is a quick and easy reference in regards to flood insurance:

 

Flooding is the leading cause of natural disaster property d...

November 21, 2014

 

Like I have mentioned in previous posts, I’m 26.  Big things are happening at this age: career starts, marriage, home buying… you know, all the “grown- up” life changes.  Most people at my age think we are too young to get life insurance.  I’m not married with childre...

November 19, 2014

 

At the age of 26, flipping through social media, I begin to realize that every season is now THE season for weddings.  Night after night, everything from engagement pictures to wedding rings and receptions are pictured, consuming my newsfeed. And what spectacular even...

April 11, 2014

Home buying, for me, has been one of the most exciting events in my young adulthood thus far. Not only was it the largest purchase I’ve made, but it has also been the most rewarding. With homeownership comes a lot more responsibilities than I would have ever imagined....

April 8, 2014

Although shopping for insurance isn’t as fun as shopping Chanel, it is imperative that you take the time to shop around for the best coverage at the best price. In my experience, I have preferred an independent insurance agency to help me with coverage. Why, you may as...

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Reporting Claims: The Process

February 11, 2015

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January 29, 2015